Physician Loans
Physician loans are designed specifically for medical professionals who face unique financial challenges—high student debt, late career starts, and the need to relocate for new positions. Get the home you deserve without the traditional barriers.
Get Your Personalized Quote
Complete a brief application to see your options
Why Physician Loans?
Designed specifically for medical professionals
0% Down Payment
Buy with little to no money down. Perfect for residents and new physicians.
No PMI
Save $200-500/month by avoiding private mortgage insurance.
Student Loans Considered
We use income-based repayment amounts, not the full loan balance.
Contract Accepted
Close before you start with just an employment contract.
Up to $2M+
Higher loan limits for the homes you want in competitive markets.
Fast Closing
Streamlined process designed for busy medical professionals.
How It Works
Simple process, personalized service
Tell Us About You
Your specialty, employment status, and home buying timeline.
See Your Options
View physician loan programs tailored to your situation.
Get Pre-Approved
Fast pre-approval so you can make competitive offers.
Common Questions
Yes! Physician loans are designed for doctors at all stages of their careers. Residents and fellows can qualify based on their future income potential and signed employment contracts. We understand the unique financial situation of medical professionals.
Ready to Get Your 0% Down Quote?
Find out how much home you can afford with our physician loan program.
No SSN required • No impact to credit • 100% free
No SSN required • Free quote